1. Start with a professional inspection

Much hail and wind damage is invisible from the ground. A professional roof and attic inspection catches worn shingles, weak flashing, and small problems before a storm turns them into leaks. Ideally, schedule one before peak season.

2. Clear gutters and trim branches

Clogged gutters back water up under your shingles, and overhanging branches become projectiles in high wind. Clean your gutters and trim limbs away from the roofline.

3. Know your policy before the storm

Review your homeowner’s policy so you understand your deductible and whether it covers replacement cost or actual cash value. Knowing this in advance makes the claim process far less stressful.

4. After a storm, act quickly

If hail or high wind rolls through, have your roof inspected promptly — Texas claims often have filing deadlines. We document hail damage and storm damage thoroughly and handle the insurance paperwork for you.

5. Keep an emergency number handy

If a storm causes an active leak, fast tarping prevents interior damage. Save our 24/7 line: (469) 667-0176.

Want peace of mind before the next storm? Book a free roof inspection with Texas Roofing & Construction today.

What drives the cost of a roof replacement

Every roof is priced a little differently. The biggest factors are:

• Roof size and pitch. Larger, steeper, and more complex roofs take more material and labor.
• Material. Architectural asphalt shingles are the most affordable; designer, metal, tile, and slate cost more. See our shingle options and metal roofing.
• Tear-off and decking. Removing old layers and replacing any rotted decking adds cost — but it is essential for a roof that lasts.
• Accessories. Underlayment, ventilation, flashing, and gutters all factor in.

Ballpark price ranges

For a typical single-family North Texas home, an asphalt shingle roof replacement generally falls in the mid four-figure to low five-figure range, with premium materials (metal, tile, slate) costing more. These are only estimates — the only way to get an accurate number is a free on-site inspection and measurement.

Hail damage and insurance

Here is the good news for many North Texas homeowners: if your roof was damaged by hail or wind, your homeowner’s insurance may cover most of the replacement, and you may only pay your deductible. We inspect and document the damage, meet your adjuster on-site, and manage the insurance claim from start to finish. Learn more about hail damage.

Financing options

If a new roof is an out-of-pocket expense, flexible roofing financing can spread the cost into affordable monthly payments so you do not have to wait on a repair that protects your home.

Get an exact price for your roof

The most reliable way to know what your roof will cost is a free, no-obligation inspection. We will measure your roof, document its condition with photos, and give you a clear, itemized quote — with no pressure. Request your free roof inspection or call (972) 442-1711.

Roofing is priced largely by the square (100 square feet), so a bigger roof costs more. Complexity matters too—multiple valleys, dormers, and steep pitches take more labor and materials than a simple gable roof.

Material choice

This is the biggest variable. Three-tab shingles are the most economical, architectural shingles cost more and last longer, and designer shingles, tile, and metal sit at the premium end—with lifespans to match.

Tear-off and decking repairs

Removing the old roof and disposing of it is part of a proper replacement. If the inspection reveals damaged decking underneath, repairing it adds to the cost—but skipping it would compromise your new roof.

Ventilation and accessories

A quality roof system includes proper underlayment, ventilation, flashing, and sometimes upgraded components. These aren’t places to cut corners—they protect your investment and your warranty.

How insurance and financing help

If storm or hail damage is the cause, insurance may cover much of the cost, leaving you responsible for your deductible. And with TRC financing, you can spread the remaining cost into affordable monthly payments.

After storm season begins, look for missing or damaged shingles, check for granule buildup in gutters, and clear any debris. This is the ideal time for a professional inspection to catch winter and early-storm damage.

Summer

Check attic ventilation and insulation to keep heat from cooking your roof from below. Inspect flashing around chimneys and vents, and look for any signs of sun-related wear on south-facing slopes.

Fall

Clean gutters thoroughly before leaves pile up, trim overhanging branches, and clear debris from valleys. Make sure downspouts direct water well away from your foundation ahead of winter.

Winter

Watch for ice or water intrusion after cold snaps, and check your attic for any signs of moisture or daylight. Address small leaks immediately—cold and moisture make them worse fast.

Year-round habits

Keep an eye on your ceilings and attic for stains, listen for drips after heavy rain, and don’t ignore small issues. The cheapest roof repair is always the one you catch early.

The best defense is knowing your roof’s condition before the first big storm. A professional inspection catches loose shingles, worn flashing, and small vulnerabilities that a storm would exploit. Spring, before peak hail season, is ideal.

Clean your gutters and downspouts

Clogged gutters send water backing up under your shingles and pooling near your foundation. Clear them before storm season, and consider gutter guards if you have overhanging trees.

Trim overhanging branches

High winds turn branches into battering rams—and falling limbs are a leading cause of storm roof damage. Trim back anything hanging over your roofline before the weather turns.

Check your attic ventilation

Proper ventilation keeps your roof system healthy and helps it shed moisture. Poor ventilation accelerates aging and can worsen storm-related problems.

Know what to do the moment damage happens

If a storm hits, stay safe and document what you can from the ground with photos. Then call a roofer for a professional inspection. Fast action—including emergency tarping—prevents a small breach from becoming major water damage.

Asphalt shingles are the more budget-friendly option and remain the most popular choice for good reason. Metal roofing costs more upfront—often significantly—but that investment buys decades of additional service life.

Lifespan

A quality architectural shingle roof lasts about 20 to 30 years. A properly installed metal roof can last 50 years or more. For homeowners planning to stay put, metal can be the last roof they ever buy.

Durability in Texas weather

Both perform well when installed correctly, but metal offers superior resistance to high winds and can better withstand hail, depending on the system. Impact-resistant shingles are also available and may qualify for insurance discounts.

Energy efficiency

Metal roofing reflects solar heat, which can reduce summer cooling costs—a real benefit in North Texas. Shingles have improved with reflective options, but metal generally holds the edge here.

Style and curb appeal

Today’s designer shingles offer rich, dimensional looks, while standing-seam and designer metal deliver a clean, modern profile. Both come in a wide range of colors, so the choice often comes down to the aesthetic you want.

So which should you choose?

If upfront budget is the priority, premium architectural shingles are hard to beat. If you value maximum lifespan, energy savings, and long-term value—and plan to stay in your home—metal is worth serious consideration.

Before you call your insurance company, have a reputable roofer inspect your roof. Much hail damage is invisible from the ground, and knowing whether you actually have claimable damage helps you decide whether filing makes sense. A good contractor documents everything with photos.

Step 2: Understand your policy and deadlines

Review your homeowner’s policy for your deductible and any claim deadlines. Texas claims often must be filed within a set window after the storm date, so don’t delay. Note whether your policy pays replacement cost value or actual cash value—it affects your payout.

Step 3: File the claim

Contact your insurer to open the claim. They’ll assign an adjuster who will schedule an inspection. Provide the storm date and your documentation. Keep a record of every conversation, including names and dates.

Step 4: Meet the adjuster with your roofer present

This is where having TRC in your corner matters. We meet your adjuster on the roof to make sure all legitimate damage is identified and included—not overlooked. Two sets of trained eyes lead to a more complete, accurate claim.

Step 5: Review the scope and get to work

Once approved, you’ll receive a scope of work and payment schedule. When damage is covered, many homeowners pay only their deductible. Your roofer completes the restoration to premium standards, and any supplements are handled with the carrier.

A word on storm chasers

After big hail events, out-of-town companies flood the area with door-knockers and vanish once the work is done. Choose a local, licensed roofer whose warranty and reputation will still be here years from now.

Most asphalt shingle roofs last 20 to 25 years in the North Texas climate. If yours is approaching that age—especially if it was builder-grade—it’s wise to have it professionally inspected, even if it looks fine from the ground.

Age alone doesn’t mean replacement, but it does mean you should know exactly where you stand before a storm forces the decision for you.

2. Curling, cracking, or missing shingles

Shingles that curl at the edges or crack are losing their ability to shed water. A few missing shingles after a storm can often be repaired, but widespread curling across the roof usually signals age-related failure that a repair won’t solve for long.

3. Granules in your gutters

Those sand-like granules protect your shingles from UV damage. Finding piles of them in your gutters or at the bottom of downspouts means your shingles are wearing out and losing their protective layer—a common precursor to leaks.

4. Daylight or stains in the attic

If you can see daylight through the roof boards, or you notice dark stains and streaks on the underside of the decking, water is getting in. Catching this early can mean the difference between a simple fix and a costly structural repair.

5. Sagging areas

A sagging roofline points to trapped moisture and weakened decking underneath. This is a serious sign that shouldn’t wait—have it inspected promptly to avoid further structural damage.

6. A recent hail or wind storm

North Texas is hail country, and hail damage is often invisible from the ground. If a significant storm has rolled through, a free inspection can identify covered damage while you’re still within your insurance claim window.

7. Rising energy bills

A roof with failing ventilation or damaged decking makes your HVAC work harder. If your energy bills are creeping up for no clear reason, your roof and attic ventilation may be part of the problem.